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Home Warranty Plan Finder

Six providers, twenty-plus plans, hundreds of coverage combinations — it's a lot. Answer five questions and we'll match you to the plan type and provider that fits your home, your budget, and what you actually care about.

Home Warranty Plan Finder

Answer 5 quick questions to get a personalized recommendation

1/5

How old is your home?

How the Matching Works

The quiz applies the same logic our analysts use in one-on-one recommendations. Home age predicts claim frequency — a 25-year-old home files nearly 4× the claims of new construction, which shifts the value toward comprehensive coverage and high caps.

Your prioritypicks the provider: value seekers match with Choice Home Warranty's low premiums, coverage maximizers match with Cinch's $10,000 per-item caps, and service-first buyers match with Liberty Home Guard's top-rated support. Every recommendation links to the full review so you can check our work.

What Each Plan Type Covers

Appliance-Only
$25–$40/mo

Covers: Refrigerator, washer/dryer, dishwasher, oven/range, microwave, garbage disposal

Best for: Newer homes with older appliances

Systems-Only
$30–$45/mo

Covers: HVAC, plumbing, electrical, water heater, ductwork, ceiling fans

Best for: Homes with aging mechanicals but new appliances

Combo Plans
$40–$70/mo

Covers: Everything in both, often with add-on options for pools, septic, and roof leaks

Best for: Most homeowners — 78% of buyers choose combo

Plan Finder FAQs

Your answers map to the rating framework from our review methodology: home age sets expected claim frequency, your concern area selects the plan type (appliance-only, systems-only, or combo), and your priority (price, coverage limits, or service quality) selects the best-matched provider from our ranked list.
WR
WarrantyRating Editorial Team
Home Warranty Experts
Reviewed by: James K., Licensed Home Inspector
Last updated: June 2026